OIFC Khedmah

OIFC Khedmah is your all-in-one bill payment and financial services app, designed to simplify how you manage utilities, telecom, insurance, and more across Oman.

Handle all your utility bills in one place. Pay electricity and water charges to Nama Supply, Nama Dhofar Services, Nama Water Services, and all other major providers instantly. Manage postpaid telecom bills for Omantel, Ooredoo, and AWASR Broadband with the same ease. Recharge prepaid mobile and internet accounts for Omantel, Vodafone, Ooredoo, Renna, and Friendi—plus top up prepaid electricity whenever you need it.

Go beyond basic bill payments. Purchase or renew vehicle insurance, avail travel insurance coverage, and buy entertainment vouchers for Netflix, iTunes, PlayStation, Nintendo, PUBG, Xbox, Razer Gold, Roblox, and more. Support charitable causes through verified organizations including Oman Charitable Organisation, Zakat, Athar Health Foundation, and disability support associations. Access your social security subscriptions to the Social Protection Fund and handle Royal Oman Police services—pay traffic fines and renew Mulkiya and vehicle registration documents with just a few taps.

Stay in control of your finances with real-time balance inquiries across all utilities and telecom services. View outstanding amounts instantly, and save your card details for one-click payments. The app also offers access to certified online courses, letting you learn from home on your own schedule.

Khedmah Pay transforms how you transact. Register and activate your digital e-wallet to send money to contacts via mobile number, alias name, or QR code. Request and receive payments effortlessly, pay merchants by scanning QR codes, and enjoy secure transactions globally. Your wallet works across all participating merchants, making everyday payments seamless.

Create a personalized profile to organize all your accounts in one dashboard. Receive bills electronically each month, find branch locations and payment machines nationwide, and manage everything without switching between apps.

OIFC Khedmah brings together utilities, telecom, insurance, entertainment, charity, government services, and digital payments into a single, user-friendly platform. Download today and experience simplified financial management.